REGULAR SAVINGS ACCOUNT
Rate information – Please contact a Bank of Crocker account representative for rate information.  We may change the rate on your account at any time.

Compounding and crediting frequency- Interest will be compounded quarterly.
Interest will be credited into this account quarterly.

Effect of closing an account – If you close your account before interest is
paid, you will not receive the accrued interest.

Daily balance computation method – Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.

Accrual of interest on noncash deposits -  IInterest will begin to accrue no later than the business day we receive credit for the deposit of noncash items (for example: checks) into your account.

Minimum balance to open – The minimum balance required to open this account is $100.00. 

Minimum balance to avoid a fee – If your balance is less than $25.00 on any day in the month, your account will be subject to a $3.00 Service Charge for that month. If your balance is at least $25.00 on every day but less than $50.00 on any day in the month, your account will be subject to a $2.00 Service Charge for that month. If your balance is at least $50.00 on every day but less than $100.00 on any day in the month, your account will be subject to a $1.00 Service Charge for that month. If your balance is $100.00 or more on every day in the month, we will not charge the Service Charge for that month.

Deposit limitations – You may make an unlimited number of deposits into your account.

Transaction limitations – During any calendar month or statement cycle of at least four weeks, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction. If you exceed the transfer limitations set forth above in any statement period, your account may be subject to closure by the financial institution.

55+ REGULAR SAVINGS ACCOUNT
Rate information – Please contact a Bank of Crocker account representative for rate information.  We may change the rate on your account at any time.

Compounding and Crediting frequency – Interest will be compounded quarterly.
Interest will be credited into this account quarterly.

Effect of closing an account – If you close your account before interest is paid, you will not receive the accrued interest.

Daily balance computation method – Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.

Accrual of interest on noncash deposits – Interest will begin to accrue no later than the business day we receive credit for the deposit of noncash items (for example: checks) into your account.

Minimum balance to open – The minimum balance required to open this account is $100.00.

Deposit limitations – You may make an unlimited number of deposits into your account.

Transaction limitations – During any calendar month or statement cycle of at least four weeks, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction. If you exceed the transfer limitations set forth above in any statement period, your account may be subject to closure by the financial institution.