The Bank of Crocker does recognize and respect the privacy expectations of our customers, and will provide the following principles of consumer customer privacy.

USE, COLLECTION, AND RETENTION OF CUSTOMER INFORMATION

We support the principle that financial institutions should collect, retain, and use information about individual customers only where the institution believes it would be useful, and allowed by law, in administering that person’s business and in providing products, services, and other opportunities to its customers.

MAINTENANCE OF ACCURATE INFORMATION

We have established procedures to further the goal that our customer’s financial information be accurate, current, and complete in accordance with reasonable commercial standards. We will respond to requests to correct inaccurate information in a timely manner.

LIMITING EMPLOYEE ACCESS TO INFORMATION

We seek to limit employee access to personally identifiable information to those with a business reason for knowing such information. The Bank of Crocker believes in educating employees so that they will understand the importance of confidentiality and customer privacy and believes in taking appropriate measures to enforce employee privacy responsibilities.

PROTECTION OF INFORMATION VIA ESTABLISHED SECURITY PROCEDURES

We maintain appropriate security standards and procedures regarding unauthorized access to customer information.

RESTRICTIONS ON THE DISCLOSURE OF ACCOUNT INFORMATION

It is the policy of the Bank of Crocker not to reveal specific information about customer accounts or other personally identifiable data to unaffiliated third parties for their independent use, except for the exchange of information with reputable information reporting agencies to maximize the accuracy and security of such information or in the performance of bona fide corporate due diligence or business matter; unless

1. The information is provided to help complete a customer initiated transaction;
2. The customer requests or permits it;
3. The disclosure is required by or allowed by law (e.g. subpoena, investigation of a fraudulent activity, request by regulator, etc.)
4. The customer has been informed about the possibility of disclosure for marketing or similar purposes through a prior communication and given the opportunity to decline.